What Is Credit?

I know I'm not the only person who thought credit cards were a mythical source of infinite money. I mean, come on. I saw my mom swipe the card, put it back in her wallet, and get the groceries. I understood it had to be some form of payment since it was in her wallet, …

What Can I Do Once I Turn 18?

Like most other people, I had been eagerly anticipating becoming an "adult" under the eyes of the law. While I didn't feel any different, I could do a lot more for myself than I could just 24 hours before. Here are the first four things I did on my 18th birthday: 1. Open a Bank …

The Beginning

In case you missed the title, this is the start of the greatest blog of all time. My name is Antonio Todd, aka, The Toddster. As of writing this, I am but one month away from starting my first semester as a college student. Why Now? Well, it started about a year ago... I was …